AMSI Release
Australian Mortgage Stress Index — March 2026
As of 18 March 2026 · Methodology v1.0
Headline
AMSI
44.9
of 100AMBER
AMSI remained in AMBER at 44.9. Conditions worsened month-on-month (1.2 pts). Mortgage Rate was the main upward driver. Cash Rate contributed most to overall stress level.
+1.2 pts vs prior month (+2.6%)
Key drivers
Contributors to stress conditions in this release.
- Cash Rate
- Mortgage Rate
- Arrears Rate
Sources: Current inputs file